{"id":3029,"date":"2013-01-01T17:16:01","date_gmt":"2013-01-01T17:16:01","guid":{"rendered":"https:\/\/kardiadesign.com\/?p=3029"},"modified":"2025-11-24T19:02:20","modified_gmt":"2025-11-24T19:02:20","slug":"u-s-senate-commission-on-long-term-care-2013-report-to-the-congress","status":"publish","type":"post","link":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress","title":{"rendered":"U.S. Senate Commission on Long-Term Care: Report to the Congress"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3029\" class=\"elementor elementor-3029\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1306a9d8 e-flex e-con-boxed e-con e-parent\" data-id=\"1306a9d8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-64f1c015 e-con-full e-flex e-con e-child\" data-id=\"64f1c015\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bcad77f elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"7bcad77f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">U.S. Senate Commission on Long-Term Care: Report to the Congress<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1d9287fd e-flex e-con-boxed e-con e-parent\" data-id=\"1d9287fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6d8de6ab e-con-full e-flex e-con e-child\" data-id=\"6d8de6ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-29cf7595 e-con-full e-flex e-con e-child\" data-id=\"29cf7595\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34e4cb1f elementor-widget elementor-widget-heading\" data-id=\"34e4cb1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Overview<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b4db4a7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1b4db4a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22f51325 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"22f51325\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Type of Reform: <\/strong>Transforming Healthcare Structures (New Program and Private Market Incentives)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fa33101 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4fa33101\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Description:<\/strong><\/p><ul><li>Section 643 of the American Taxpayer Relief Act of 2012 directed the Commission to develop a plan for the establishment, implementation, and financing of LTSS for individuals, including older adults, those with cognitive or functional limitations, and others who require assistance to perform ADLs.<\/li><li>The Commission did not agree on a financing approach, and, therefore, made no recommendation. However, it offered two different approaches to illustrate ways that Congress could achieve a restructuring of LTSS financing:<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75655b04 elementor-widget elementor-widget-n-accordion\" data-id=\"75655b04\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1960\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1960\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Option A: Strengthen LTSS financing through private options: <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1960\" class=\"elementor-element elementor-element-6fc4ea89 e-con-full e-flex e-con e-child\" data-id=\"6fc4ea89\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ad04e02 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3ad04e02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"list-style-type: none;\"><ul><li style=\"list-style-type: none;\"><ul><li>Create tax advantages for LTC products through retirement and health accounts.<\/li><li>New Product Designs: Support new forms of products, including combination life\/LTC and annuity\/LTC;<\/li><li>Allow product innovations such as flexibility in pricing and product design not currently allowed.<\/li><li>Allow individuals to \u201copt out\u201d of Medicaid when claiming Social Security, receiving a portion of the expected Medicaid benefits as a subsidy to purchase LTC insurance, in exchange for forfeiting future Medicaid LTC services.<\/li><li>Create a financing mechanism for the catastrophic LTC costs. Create safety net for catastrophic costs through private or public reinsurance.<\/li><li>Ease regulatory requirements on private LTC insurance to enable innovation and affordable products.<\/li><li>Raise awareness of the risks and costs of LTC and the need to plan ahead for how to meet those needs. Make consumers aware of financial incentives and private finance options, including encouraging use of reverse mortgages and Partnership for LTC Policies.<\/li><\/ul><\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1961\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1961\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Option B: Strengthen LTSS financing through Social Insurance through two approaches <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1961\" class=\"elementor-element elementor-element-687c7692 e-con-full e-flex e-con e-child\" data-id=\"687c7692\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-525ddcb4 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"525ddcb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li style=\"list-style-type: none;\"><ul><li>Create a comprehensive Medicare benefit for LTSS in Medicare Part A that would be triggered when an individual is certified to meet certain qualifying criteria.<\/li><li>Create a basic LTSS benefit within Medicare or a New Public Program which would create a more limited benefit, either within Medicare or as a new public program, to insure only catastrophic risk and making clear the \u201chole\u201d that people able to prepare in advance should plan to fill through private resources.<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9091def elementor-widget elementor-widget-spacer\" data-id=\"9091def\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a0fbe5b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7a0fbe5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30225df elementor-widget elementor-widget-n-accordion\" data-id=\"30225df\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5040\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-5040\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Sponsoring Organization and Key Author(s):\u200b <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5040\" class=\"elementor-element elementor-element-5fe491f e-con-full e-flex e-con e-child\" data-id=\"5fe491f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-328a2eb elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"328a2eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Sponsoring Organization:<\/strong><\/p><ul><li>The Commission on Long-Term Care was established under Section 643 of American Taxpayer Relief Act of 2012 (P.L. 112\u2013240), signed into law January 2, 2013.<\/li><\/ul><p>\u00a0<\/p><p><strong>Key Author(s):<\/strong><\/p><ul><li>The Commission was established with 15 members. Three members each were appointed by the President of the United States, the majority leader of the Senate, the minority leader of the Senate, the Speaker of the House of Representatives, and the minority leader of the House of Representatives.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5041\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5041\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Impact and Action: <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5041\" class=\"elementor-element elementor-element-ce91594 e-con-full e-flex e-con e-child\" data-id=\"ce91594\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ceed7c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1ceed7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The bipartisan commission created a compendium for Senate lawmakers and others of reform ideas that were being discussed among advocates and policy experts to address the LTSS finance considerations and related workforce, service delivery, and quality issues.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28f87ea6 e-con-full e-flex e-con e-child\" data-id=\"28f87ea6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f610447 elementor-widget elementor-widget-heading\" data-id=\"3f610447\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Program Details<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52d15d65 e-con-full e-flex e-con e-child\" data-id=\"52d15d65\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-117b67b8 e-con-full e-flex e-con e-child\" data-id=\"117b67b8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fb3ea37 elementor-widget elementor-widget-n-accordion\" data-id=\"6fb3ea37\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1870\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1870\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Participation Criteria <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1870\" class=\"elementor-element elementor-element-1afa8ecc e-con-full e-flex e-con e-child\" data-id=\"1afa8ecc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e0818a2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1e0818a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Medicare-eligible, with possible accommodations for individuals who meet eligibility criteria but are not otherwise part of the Medicare program.<\/li><li>Contemplates inclusion of younger people who are impaired and those with current needs, but specifics not provided.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1871\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1871\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Conditions for Receiving Benefits Scope of Services\u00a0 <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1871\" class=\"elementor-element elementor-element-3e2de2cf e-con-full e-flex e-con e-child\" data-id=\"3e2de2cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3318db98 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3318db98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Assistance with at least two ADLs expected to last at least 90 days.<\/li><li>Ongoing and continued cognitive or mental health issues, such that independence is impossible or contraindicated.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1872\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1872\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Scope of Services <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1872\" class=\"elementor-element elementor-element-3f15a195 e-con-full e-flex e-con e-child\" data-id=\"3f15a195\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-759b83ae elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"759b83ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>LTSS including: skilled nursing facility care, home health care, personal care attendant services, care management and coordination, adult day care, respite care, outpatient therapies and other reasonable and necessary services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1873\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1873\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Amount of Services <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1873\" class=\"elementor-element elementor-element-3dc2c863 e-con-full e-flex e-con e-child\" data-id=\"3dc2c863\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10ec0a7b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"10ec0a7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Not specified, contemplates that dollar amounts may vary with level of impairment.<\/li><li>Program would cover only catastrophic risk, making clear the coverage gap that people need to address privately during the income-based waiting period.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1874\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1874\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Participant Financial Responsibility <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1874\" class=\"elementor-element elementor-element-5b5e598c e-con-full e-flex e-con e-child\" data-id=\"5b5e598c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fb169f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8fb169f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Responsible for costs during the income-based waiting period.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1875\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1875\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Elimination Period <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1875\" class=\"elementor-element elementor-element-4dbdf9d3 e-con-full e-flex e-con e-child\" data-id=\"4dbdf9d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f0fda54 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1f0fda54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Income-based waiting period with accommodations for younger people who become impaired and individuals with significant disability age 75+ at the time the program is established.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1876\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1876\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Provider Requirements <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1876\" class=\"elementor-element elementor-element-6a6a92 e-con-full e-flex e-con e-child\" data-id=\"6a6a92\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40b1d614 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"40b1d614\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Not specified.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1877\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1877\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Provider Payment Levels\u00a0 <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1877\" class=\"elementor-element elementor-element-32c90ad5 e-con-full e-flex e-con e-child\" data-id=\"32c90ad5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f6ceba3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5f6ceba3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Set federal payment rates to providers, adjusted for geographic variation in input costs; \u201csite-neutral\u201d payments, that is, payment of providers based on the service provided to the consumer rather than site of care, and alignment of payments to reward providers for outcomes, quality of care and quality of life.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1878\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1878\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Inflation Adjustments\u00a0 <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1878\" class=\"elementor-element elementor-element-476ea559 e-con-full e-flex e-con e-child\" data-id=\"476ea559\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-134bed8b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"134bed8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Not addressed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-20d189ea e-con-full e-flex e-con e-child\" data-id=\"20d189ea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26fe0a9 elementor-widget elementor-widget-heading\" data-id=\"26fe0a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financing &amp; Implementation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9fe33a3 e-con-full e-flex e-con e-child\" data-id=\"9fe33a3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c268685 elementor-widget elementor-widget-n-accordion\" data-id=\"c268685\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2030\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2030\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Revenue Source(s) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2030\" class=\"elementor-element elementor-element-3e2f78f5 e-con-full e-flex e-con e-child\" data-id=\"3e2f78f5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47d4ec2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"47d4ec2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>If established as a Medicare Benefit: Finance through an increase to the current Medicare payroll tax and the creation of a Part A premium.<\/li><li>If established as a new Social Insurance Program: Finance through a combination of Medicaid savings and a surcharge on income tax.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2031\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2031\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Total Program Costs <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2031\" class=\"elementor-element elementor-element-28978ab8 e-con-full e-flex e-con e-child\" data-id=\"28978ab8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7172bd18 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7172bd18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Not addressed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2032\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2032\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Program Administration <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2032\" class=\"elementor-element elementor-element-7762251a e-con-full e-flex e-con e-child\" data-id=\"7762251a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2724b201 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2724b201\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Not addressed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2033\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2033\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Private Sector Role <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2033\" class=\"elementor-element elementor-element-925b883 e-con-full e-flex e-con e-child\" data-id=\"925b883\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-95f0753 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"95f0753\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Recommendations include: (1) standardize LTCI policies similar to the Medigap market; (2) create an electronic exchange and broad consumer education and awareness; (3) strengthen consumer protections in private market; (4) enable and encourage product innovation and regulatory reform.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a621c8f e-con-full e-flex e-con e-child\" data-id=\"a621c8f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-77edc9b2 e-con-full e-flex e-con e-child\" data-id=\"77edc9b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6552306c e-con-full e-flex e-con e-child\" data-id=\"6552306c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-292c110d elementor-widget elementor-widget-heading\" data-id=\"292c110d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">U.S. Senate Commission on Long-Term Care, 2013: Report to the Congress<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1e0b14 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"e1e0b14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.govinfo.gov\/content\/pkg\/GPO-LTCCOMMISSION\/pdf\/GPO-LTCCOMMISSION.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See the original source<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-312b992 elementor-widget elementor-widget-text-editor\" data-id=\"312b992\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Category:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f191d76 elementor-widget__width-initial elementor-widget elementor-widget-post-info\" data-id=\"f191d76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-351a37c elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-tags\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.941 225.941L286.059 14.059A48 48 0 0 0 252.118 0H48C21.49 0 0 21.49 0 48v204.118a48 48 0 0 0 14.059 33.941l211.882 211.882c18.744 18.745 49.136 18.746 67.882 0l204.118-204.118c18.745-18.745 18.745-49.137 0-67.882zM112 160c-26.51 0-48-21.49-48-48s21.49-48 48-48 48 21.49 48 48-21.49 48-48 48zm513.941 133.823L421.823 497.941c-18.745 18.745-49.137 18.745-67.882 0l-.36-.36L527.64 323.522c16.999-16.999 26.36-39.6 26.36-63.64s-9.362-46.641-26.36-63.64L331.397 0h48.721a48 48 0 0 1 33.941 14.059l211.882 211.882c18.745 18.745 18.745 49.137 0 67.882z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/exploreltssinitiatives.org\/staging\/4085\/category\/commission-reports-and-research-papers\" class=\"elementor-post-info__terms-list-item\">Commission Reports and Research Papers<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68485c7d elementor-widget elementor-widget-spacer\" data-id=\"68485c7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-508ecb26 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"508ecb26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eea52a3 elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"eea52a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-print\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448 192V77.25c0-8.49-3.37-16.62-9.37-22.63L393.37 9.37c-6-6-14.14-9.37-22.63-9.37H96C78.33 0 64 14.33 64 32v160c-35.35 0-64 28.65-64 64v112c0 8.84 7.16 16 16 16h48v96c0 17.67 14.33 32 32 32h320c17.67 0 32-14.33 32-32v-96h48c8.84 0 16-7.16 16-16V256c0-35.35-28.65-64-64-64zm-64 256H128v-96h256v96zm0-224H128V64h192v48c0 8.84 7.16 16 16 16h48v96zm48 72c-13.25 0-24-10.75-24-24 0-13.26 10.75-24 24-24s24 10.74 24 24c0 13.25-10.75 24-24 24z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Print the Entire Page<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46a9a34f elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"46a9a34f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2025\/09\/U.S.-Senate-Commission-on-Long-Term-Care-Report-to-the-Congress.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M181.9 256.1c-5-16-4.9-46.9-2-46.9 8.4 0 7.6 36.9 2 46.9zm-1.7 47.2c-7.7 20.2-17.3 43.3-28.4 62.7 18.3-7 39-17.2 62.9-21.9-12.7-9.6-24.9-23.4-34.5-40.8zM86.1 428.1c0 .8 13.2-5.4 34.9-40.2-6.7 6.3-29.1 24.5-34.9 40.2zM248 160h136v328c0 13.3-10.7 24-24 24H24c-13.3 0-24-10.7-24-24V24C0 10.7 10.7 0 24 0h200v136c0 13.2 10.8 24 24 24zm-8 171.8c-20-12.2-33.3-29-42.7-53.8 4.5-18.5 11.6-46.6 6.2-64.2-4.7-29.4-42.4-26.5-47.8-6.8-5 18.3-.4 44.1 8.1 77-11.6 27.6-28.7 64.6-40.8 85.8-.1 0-.1.1-.2.1-27.1 13.9-73.6 44.5-54.5 68 5.6 6.9 16 10 21.5 10 17.9 0 35.7-18 61.1-61.8 25.8-8.5 54.1-19.1 79-23.2 21.7 11.8 47.1 19.5 64 19.5 29.2 0 31.2-32 19.7-43.4-13.9-13.6-54.3-9.7-73.6-7.2zM377 105L279 7c-4.5-4.5-10.6-7-17-7h-6v128h128v-6.1c0-6.3-2.5-12.4-7-16.9zm-74.1 255.3c4.1-2.7-2.5-11.9-42.8-9 37.1 15.8 42.8 9 42.8 9z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the Entire PDF<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5f77b6 elementor-widget elementor-widget-spacer\" data-id=\"a5f77b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67f4da5a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"67f4da5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ac5081 elementor-widget__width-initial elementor-align-left elementor-widget elementor-widget-global elementor-global-4660 elementor-widget-button\" data-id=\"6ac5081\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/exploreltssinitiatives.org\/compare-proposals\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Compare Proposals<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b43f12 elementor-widget__width-initial elementor-align-left elementor-widget elementor-widget-global elementor-global-4657 elementor-widget-button\" data-id=\"3b43f12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/explore-proposals\/#searchtool\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Back to Explore Proposals<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-478af2f2 e-flex e-con-boxed e-con e-parent\" data-id=\"478af2f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2700b791 elementor-widget elementor-widget-spacer\" data-id=\"2700b791\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e9784d1 e-flex e-con-boxed e-con e-parent\" data-id=\"e9784d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12b1c565 e-flex e-con-boxed e-con e-parent\" data-id=\"12b1c565\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4cb105b1 e-con-full e-flex e-con e-child\" data-id=\"4cb105b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56824a2f elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"56824a2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" height=\"512px\" style=\"enable-background:new 0 0 512 512;\" viewBox=\"0 0 512 512\" width=\"512px\" xml:space=\"preserve\"><g id=\"_x36_39_x2C__global_x2C__globe_x2C__magnifier_x2C__research_x2C__world\"><g><path d=\"M95.551,361.721c8.67,4.694,17.999,10.255,26.52,15.398l14.742-25.563    l-0.089-0.031l-0.062-0.03l-0.089-0.029l-0.149-0.061l-0.089-0.029l-0.06-0.029l-0.089-0.03l-0.09-0.03l-0.06-0.029l-0.39-0.149    l-0.089-0.03l-0.089-0.029l-0.06-0.029l-0.149-0.061l-0.091-0.029l-0.089-0.029l-0.149-0.09h-0.06l-0.03-0.031l-0.149-0.061    l-0.089-0.029l-0.149-0.061l-0.091-0.029l-0.06-0.029l-0.957-0.389c-6.847-3.049-12.169-5.83-18.775-10.614l-0.808-0.599l0,0    l-0.091-0.059l-0.06-0.061l-0.119-0.09l-0.089-0.059l-0.06-0.061l-0.06-0.029l-0.089-0.06l-0.06-0.062l-0.12-0.09l-0.091-0.06    l-0.06-0.06l-0.06-0.029v-0.03l-0.089-0.03l-0.06-0.059l-0.06-0.061l-0.06-0.06l-0.089-0.03l-0.06-0.059l-0.06-0.061l-0.06-0.029    l-0.091-0.062l-0.06-0.06l-0.06-0.06l-0.06-0.06l-0.089-0.03l-0.03-0.03l-0.03-0.029l-0.06-0.06l-0.06-0.06l-0.089-0.029    l-0.06-0.061l-0.06-0.06l-0.06-0.06l-0.061-0.029l-0.09-0.061l-0.06-0.059l-0.119-0.121l-0.089-0.03l-0.06-0.06l-0.119-0.119    l-0.06-0.03l-0.151-0.119l-0.06-0.06l-0.06-0.061l-0.089-0.029l-0.06-0.06l-0.06-0.06l-0.06-0.062L95.551,361.721z     M121.593,385.432l-0.06-0.061l-32.919-18.986l-0.089-0.059l-1.375-0.777c-1.974-1.107-4.247-1.316-6.279-0.777    c-2.093,0.568-3.978,1.941-5.143,3.945l-48.631,84.197c-1.091,1.974-1.3,4.246-0.748,6.308c0.553,2.094,1.913,3.977,3.917,5.113    l35.744,20.631c1.958,1.076,4.217,1.286,6.249,0.748c2.034-0.539,3.857-1.825,5.024-3.738    c16.414-27.927,32.619-56.212,48.707-84.345c1.135-1.975,1.344-4.277,0.777-6.34c-0.539-2.092-1.915-3.977-3.889-5.143    L121.593,385.432z M64.709,446.395l-0.523-0.298c-1.898-1.017-4.038-1.197-5.98-0.688c-2.018,0.539-3.843,1.885-4.979,3.827    c-1.121,1.944-1.36,4.188-0.807,6.219c0.523,2.005,1.809,3.798,3.708,4.935l0.104,0.06c1.958,1.136,4.201,1.347,6.219,0.808    c1.96-0.509,3.708-1.733,4.845-3.559l0.298-0.507c0.986-1.885,1.181-4.038,0.658-5.98    C67.729,449.266,66.503,447.532,64.709,446.395z M138.186,318.426c1.676,0.957,2.364,3.08,1.465,4.846    c-0.897,1.793-3.08,2.541-4.903,1.644l-0.269-0.181c-16.984-9.806-28.374-25.593-33.07-43.114    c-4.694-17.551-2.72-36.925,7.087-53.907l0.477-0.688c1.078-1.197,2.871-1.586,4.366-0.809c1.733,0.867,2.481,2.961,1.704,4.725    l-0.179,0.357c-8.791,15.249-10.584,32.65-6.368,48.438C112.712,295.493,122.969,309.637,138.186,318.426z M202.022,207.949    c-1.763-1.017-2.362-3.259-1.346-4.994c1.016-1.764,3.258-2.362,5.024-1.344c11.271,6.517,20.122,15.666,26.162,26.221    c6.219,10.942,9.477,23.38,9.388,35.969c0,2.031-1.644,3.648-3.678,3.648c-2.002,0-3.646-1.646-3.646-3.648    c0.089-11.303-2.841-22.485-8.463-32.32C220.05,222.031,212.128,213.81,202.022,207.949z M255.572,124.529    c-4.425,15.786-7.056,33.816-7.356,53.012h54.598v-48.467C287.056,128.863,271.298,127.341,255.572,124.529z M302.813,64.611    c-14.203,1.854-27.15,14.143-36.897,33.068c-3.08,5.98-5.829,12.617-8.191,19.794c15.038,2.63,30.049,4.065,45.089,4.274V64.611z     M355.256,117.533c-2.392-7.207-5.144-13.843-8.223-19.854c-9.746-18.926-22.693-31.215-36.896-33.068v57.137    C325.178,121.569,340.186,120.164,355.256,117.533z M364.732,177.541c-0.298-19.166-2.928-37.164-7.354-52.951    c-15.728,2.811-31.484,4.306-47.241,4.484v48.467H364.732z M357.498,237.398c4.366-15.695,6.937-33.516,7.234-52.502h-54.595    v47.987c6.877,0.091,13.753,0.419,20.63,0.987C339.679,234.619,348.588,235.784,357.498,237.398z M310.138,297.795    c14.202-1.822,27.149-14.111,36.896-33.038c3.139-6.129,5.95-12.946,8.342-20.3c-8.402-1.466-16.804-2.573-25.205-3.262    c-6.666-0.566-13.334-0.896-20.032-0.985V297.795z M264.542,261.976c5.472,11.392,12.078,20.601,19.434,26.852    c5.861,4.992,12.229,8.132,18.838,8.968V240.24c-13.456,0.178-26.882,1.346-40.306,3.469    C263.765,249.688,264.45,255.816,264.542,261.976z M279.97,295.046l-0.748-0.658c-5.651-4.813-10.853-11.123-15.519-18.628    c-0.566,4.395-1.495,8.762-2.72,13.127C267.053,291.428,273.392,293.521,279.97,295.046z M362.642,245.83    c-2.603,8.104-5.652,15.579-9.09,22.275c-5.802,11.302-12.768,20.48-20.541,26.91c21.587-5.023,40.901-16.025,56.061-31.186    c2.812-2.811,5.501-5.771,8.015-8.881C385.604,251.182,374.123,248.162,362.642,245.83z M372.089,184.896    c-0.298,19.404-2.931,37.703-7.356,53.878c12.351,2.511,24.699,5.86,37.047,10.017c12.887-18.148,20.721-40.154,21.468-63.895    H372.089z M364.613,123.214c4.516,16.294,7.178,34.743,7.476,54.327h51.158c-0.747-23.92-8.7-46.045-21.736-64.254    C389.221,117.414,376.932,120.703,364.613,123.214z M333.011,67.422c7.773,6.429,14.739,15.607,20.541,26.908    c3.378,6.579,6.397,13.904,8.94,21.828c11.42-2.303,22.871-5.322,34.293-9.03c-2.422-2.96-4.992-5.8-7.714-8.521    C373.912,83.447,354.598,72.445,333.011,67.422z M250.458,116.098c2.541-7.893,5.561-15.188,8.94-21.768    c5.8-11.301,12.768-20.479,20.571-26.908c-20.422,4.723-38.78,14.801-53.52,28.674c-3.678,3.438-7.118,7.115-10.287,11.002    C227.585,110.806,239.037,113.796,250.458,116.098z M240.862,177.541c0.298-19.615,2.99-38.092,7.503-54.387    c-12.318-2.512-24.637-5.802-36.955-9.896c-11.81,16.534-19.464,36.267-21.318,57.645c6.698,1.465,13.306,3.648,19.704,6.639    H240.862z M250.488,213.6c4.426,7.206,7.833,14.92,10.196,22.962c14.053-2.242,28.074-3.468,42.129-3.678v-47.987h-54.598    c0.06,4.485,0.241,8.85,0.569,13.125C249.143,203.314,249.741,208.518,250.488,213.6z M455.717,117.652    c-2.062-2.063-4.962-3.379-8.161-3.379c-3.169,0-6.069,1.316-8.134,3.379c-2.093,2.094-3.377,4.992-3.377,8.164    c0,3.198,1.284,6.098,3.348,8.16c2.094,2.094,4.994,3.381,8.163,3.381c3.199,0,6.1-1.287,8.191-3.381    c2.063-2.093,3.35-4.962,3.35-8.16C459.097,122.645,457.811,119.746,455.717,117.652z M176.996,108.414    c-2.094-2.094-4.962-3.379-8.163-3.379c-3.169,0-6.068,1.285-8.162,3.379s-3.379,4.963-3.379,8.161    c0,6.37,5.143,11.543,11.541,11.543c3.201,0,6.069-1.315,8.163-3.38c2.093-2.094,3.379-4.992,3.379-8.163    C180.375,113.377,179.089,110.508,176.996,108.414z M150.445,400.291c-2.032,0-3.676-1.645-3.676-3.679    c0-2.032,1.644-3.676,3.676-3.676h231.243c2.032,0,3.676,1.644,3.676,3.676c0,2.034-1.644,3.679-3.676,3.679H150.445z     M285.858,425.048c-2.032,0-3.676-1.646-3.676-3.678c0-2.033,1.644-3.678,3.676-3.678H445.88c2.033,0,3.678,1.645,3.678,3.678    c0,2.032-1.645,3.678-3.678,3.678H285.858z M462.266,425.048c-2.034,0-3.678-1.646-3.678-3.678c0-2.033,1.644-3.678,3.678-3.678    h20.002c2.034,0,3.679,1.645,3.679,3.678c0,2.032-1.645,3.678-3.679,3.678H462.266z M141.327,424.629    c-2.034,0-3.678-1.674-3.678-3.678c0-2.032,1.645-3.678,3.678-3.678h75.824c2.032,0,3.676,1.646,3.676,3.678    c0,2.004-1.644,3.678-3.676,3.678H141.327z M204.712,73.94c3.618-3.618-1.793-8.612-5.052-5.353    c-1.795,1.734-3.588,3.498-5.322,5.322c-2.212,2.213-0.598,6.219,2.571,6.219c1.167,0,2.004-0.389,2.751-1.137    C201.274,77.258,203.008,75.555,204.712,73.94z M227.317,56.3c3.976-2.392,0.298-8.731-3.857-6.249    c-2.153,1.314-4.306,2.81-6.368,4.245c-4.067,3.05,0.597,8.761,4.245,6.01C223.281,58.93,225.283,57.555,227.317,56.3z     M252.85,43.383c4.544-1.824,1.736-8.61-2.69-6.847c-2.302,0.896-4.634,1.883-6.907,2.9c-4.217,1.675-1.765,8.61,2.901,6.726    C248.306,45.176,250.607,44.25,252.85,43.383z M280.388,35.639c4.934-0.987,3.29-8.133-1.285-7.236    c-2.453,0.42-4.934,0.957-7.355,1.496c-1.555,0.329-2.871,1.824-2.871,3.528c0,2.392,2.063,4.125,4.485,3.647    C275.693,36.566,278.056,36.027,280.388,35.639z M308.942,33.367c4.993,0,4.813-7.326,0.12-7.326    c-2.483-0.061-5.055-0.061-7.536,0.06c-4.604,0-4.813,7.326,0.269,7.326C304.157,33.337,306.579,33.337,308.942,33.367z     M337.406,36.596c4.844,0.956,6.159-6.278,1.525-7.205l-7.416-1.375c-4.574-0.929-6.04,6.427-1.227,7.234L337.406,36.596z     M364.674,45.236c4.664,1.885,7.207-5.022,2.871-6.758c-2.303-0.957-4.605-1.912-6.967-2.779    c-4.276-1.704-7.235,5.021-2.541,6.877L364.674,45.236z M389.789,59.049c4.574,2.752,7.834-3.856,4.127-6.1    c-2.094-1.404-4.187-2.779-6.34-4.095c-4.185-2.511-7.893,3.827-3.826,6.278C385.783,56.389,387.787,57.674,389.789,59.049z     M411.736,77.378c3.467,3.47,8.61-1.764,5.232-5.144c-1.735-1.764-3.559-3.586-5.412-5.26c-3.23-3.201-8.521,1.883-5.113,5.291    C408.207,73.971,410.002,75.614,411.736,77.378z M429.794,99.593c2.334,3.917,8.672,0.211,6.28-3.797    c-1.256-2.122-2.99-4.424-4.485-6.428c-2.931-3.917-8.761,0.538-5.891,4.366C427.104,95.617,428.479,97.621,429.794,99.593z     M450.635,148.21c0.897,4.485,8.162,3.288,7.146-1.704c-0.568-2.393-1.135-4.875-1.823-7.236    c-0.807-4.006-8.014-3.529-7.117,1.855C449.469,143.486,450.097,145.818,450.635,148.21z M454.252,176.555    c0,0.777,0.33,1.584,0.688,2.031c2.183,2.901,6.668,1.466,6.668-2.211c0-2.363-0.209-5.172-0.419-7.534    c0-4.128-7.324-4.964-7.324,0.599C454.043,171.709,454.252,174.252,454.252,176.555z M452.398,205.168    c-0.896,4.574,6.309,5.949,7.235,1.375c0.449-2.48,0.777-5.173,1.047-7.684c0.838-4.096-6.219-6.189-7.296-0.777    C453.057,200.443,452.788,202.806,452.398,205.168z M445.072,232.854c-1.793,4.455,5.113,6.998,6.907,2.514    c0.868-2.362,1.676-4.694,2.453-7.088c1.584-4.006-5.024-7.205-7.028-2.211C446.659,228.339,445.911,230.582,445.072,232.854z     M432.516,258.568c-2.511,4.185,3.827,7.922,6.278,3.797c1.316-2.152,2.543-4.276,3.768-6.488    c2.422-4.007-3.917-7.744-6.428-3.498C434.907,254.443,433.772,256.504,432.516,258.568z M415.233,281.382    c-1.136,1.136-1.285,3.288-0.299,4.574c1.466,1.973,3.977,2.124,5.712,0.388l4.963-5.62c2.841-3.798-2.034-8.343-5.65-4.724    C418.404,277.822,416.85,279.618,415.233,281.382z M393.887,300.487c-3.918,2.931,0.537,8.76,4.363,5.889    c2.034-1.493,4.007-2.988,5.951-4.574c2.841-2.151,0.986-7.265-3.169-6.428c-0.539,0.119-1.017,0.39-1.466,0.718    C397.684,297.617,395.829,299.052,393.887,300.487z M369.277,315.107c-0.626,0.27-1.465,1.076-1.703,1.704    c-1.525,3.021,1.465,6.309,4.875,4.935c2.24-1.048,4.513-2.184,6.726-3.35c4.515-2.721,0.3-8.76-3.497-6.487    C373.613,313.045,371.432,314.121,369.277,315.107z M342.309,324.705c-4.813,0.957-2.63,8.611,1.796,7.117    c2.392-0.539,4.872-1.287,7.265-2.004c5.232-2.064,1.645-8.521-2.123-7.026C346.973,323.48,344.611,324.168,342.309,324.705z     M313.994,328.892c-4.484,0-4.783,7.324,0.391,7.324c2.271,0,5.2-0.298,7.502-0.537c5.623-1.137,3.142-8.104-0.747-7.326    C318.929,328.562,316.207,328.892,313.994,328.892z M285.411,327.605c-4.455-0.896-6.069,6.43-1.107,7.266    c2.513,0.299,4.994,0.658,7.535,0.867c5.682,0,4.694-7.296,0.658-7.296L285.411,327.605z M257.604,320.818    c-4.334-1.734-6.966,5.113-2.72,6.816c2.332,0.927,5.054,1.704,7.445,2.422c3.677,1.465,6.937-4.244,2.601-6.848    C262.747,322.402,259.847,321.476,257.604,320.818z M159.296,166.747c0.389-1.853-1.316-3.647-2.901-3.946    c-2.451-0.42-3.976,1.076-4.396,3.199c-0.239,2.451-0.478,5.083-0.537,7.535c0,2.689,1.913,3.887,3.768,3.797    c-2.451,0.477-4.994,1.046-7.654,1.764c-21.527,5.771-40.874,19.764-52.862,40.573c-12.02,20.81-14.471,44.55-8.702,66.079    c4.276,15.934,13.036,30.646,25.714,42.098l0,0l0.12,0.09l0.119,0.119l0.089,0.09l0.12,0.089l0.03,0.06l0.062,0.029l0.119,0.09    l0.089,0.09l0.12,0.121l0.119,0.09l0.089,0.089c1.915,1.675,3.977,3.288,6.07,4.813c21.318,15.487,48.138,20.451,73.792,13.693    c21.527-5.771,40.842-19.733,52.862-40.543c11.301-19.555,14.59-42.816,9.028-64.882l-0.03-0.089l-0.03-0.09l-0.06-0.238v-0.03    v-0.03l-0.208-0.747c-2.213-8.282-5.65-16.267-10.255-23.591l-0.21-0.33l-0.03-0.09c-7.294-11.57-17.43-21.557-30.078-28.852    c-1.943-1.137-3.917-2.183-5.891-3.141h-0.03c-19.046-7.146-32.679-10.823-51.367-7.533c1.346-0.42,2.421-1.555,2.421-3.23    L159.296,166.747z M164.827,138.672c1.644-4.096-5.142-6.877-6.907-2.452c-0.837,2.362-1.495,5.144-2.123,7.565    c-1.016,5.172,6.28,6.1,7.147,1.793C163.602,143.336,164.229,140.914,164.827,138.672z M175.741,97.502    c-2.632,4.393,3.827,7.893,6.189,3.976c1.314-2.004,2.63-4.008,4.036-5.95c2.841-3.797-3.169-8.014-6.01-4.246    C178.491,93.314,177.115,95.408,175.741,97.502z M222.832,184.896c7.175,4.783,13.456,10.434,18.867,16.715l-0.24-3.08    c-0.328-4.516-0.537-9.061-0.597-13.635H222.832z\" style=\"fill-rule:evenodd;clip-rule:evenodd;\"><\/path><\/g><\/g><g id=\"Layer_1\"><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67f4a2d7 elementor-widget elementor-widget-heading\" data-id=\"67f4a2d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Search Proposals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71084286 elementor-widget elementor-widget-text-editor\" data-id=\"71084286\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Explore proposals by design component<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5199382f elementor-align-left elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"5199382f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/exploreltssinitiatives.org\/explore-proposals\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-738aa75a e-con-full e-flex e-con e-child\" data-id=\"738aa75a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52e7e42c elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"52e7e42c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" viewBox=\"0 0 64 64\"><defs><style>      .st0 {        fill: #fff;      }    <\/style><\/defs><g id=\"outline_color\"><path class=\"st0\" d=\"M44,60h-9c-2.8,0-5-2.2-5-5s2.2-5,5-5h6c.6,0,1,.4,1,1s-.4,1-1,1h-6c-1.7,0-3,1.3-3,3s1.3,3,3,3h9c1.7,0,3-1.3,3-3h0c0-.3,0-.5,0-.8-.2-.5,0-1.1.6-1.3s1.1,0,1.3.6c0,0,0,.1,0,.2.1.4.2.8.2,1.2,0,2.8-2.2,5-5,5Z\"><\/path><path class=\"st0\" d=\"M55,60h-6c-.6,0-1-.4-1-1s.4-1,1-1h6c1.7,0,3-1.3,3-3s-1.3-3-3-3h-9c-1.7,0-3,1.3-3,3,0,.3,0,.5,0,.8.2.5,0,1.1-.6,1.3s-1.1,0-1.3-.6c0,0,0-.1,0-.2-.1-.4-.2-.8-.2-1.2,0-2.8,2.2-5,5-5h9c2.8,0,5,2.2,5,5s-2.2,5-5,5Z\"><\/path><path class=\"st0\" d=\"M27.2,54.2c-.3,0-.7-.2-.9-.5-2.2-2.8-3.4-6.2-3.3-9.8,0-.1,0-.2,0-.4.1-8.6,7.1-15.5,15.7-15.6.2,0,.4,0,.7,0,8.6.1,15.5,7.1,15.6,15.7,0,0,0,.2,0,.3,0,1.1-.1,2.1-.3,3.2-.1.6-.6.9-1.2.8s-.9-.6-.8-1.2c.2-.9.3-1.9.3-2.8v-.2c0-7.6-6.2-13.7-13.8-13.8h-.4c-7.6,0-13.7,6.2-13.9,13.8v.2c0,3.1,1,6.2,3,8.6.3.4.3,1.1-.1,1.4-.2.1-.4.2-.6.2h0Z\"><\/path><path class=\"st0\" d=\"M32.2,48.5c-.6,0-1-.4-1-1-.1-1.2-.2-2.3-.2-3.5,0-2.2.2-4.4.7-6.6,1.2-5.6,3.9-9.2,7-9.4.2,0,.5,0,.7,0,3.1.2,5.7,3.9,7,9.4.4,2.2.6,4.4.6,6.6,0,1,0,2.1-.1,3.1,0,.6-.5,1-1.1.9s-1-.5-.9-1.1c.1-.9.1-1.9.1-2.9,0-2.1-.2-4.1-.6-6.1-1-4.5-3.1-7.7-5.2-7.9h-.3c-2.1.2-4.2,3.3-5.2,7.9-.4,2-.7,4.1-.6,6.1,0,1.1,0,2.3.2,3.4,0,0,0,0,0,.1,0,.6-.4,1-1,1h0Z\"><\/path><path class=\"st0\" d=\"M29.4,50.3c-.1,0-.2,0-.4,0-3.8-1.5-6-3.8-6-6.3,0-.1,0-.2,0-.4.2-3.1,3.9-5.7,9.4-7,4.3-.9,8.8-.9,13.1,0,5.6,1.2,9.2,3.9,9.4,7v.3c0,1.4-.7,2.8-1.7,3.7-.4.4-1.1.3-1.4-.1-.3-.4-.3-.9,0-1.3.7-.6,1.1-1.4,1.2-2.3v-.2c-.2-2.1-3.3-4.2-7.9-5.2-2-.4-4.1-.7-6.1-.6-2.1,0-4.1.2-6.1.6-4.5,1-7.7,3.1-7.9,5.2,0,0,0,.1,0,.2,0,1.6,1.8,3.3,4.7,4.4.5.2.8.8.6,1.3-.1.4-.5.6-.9.6Z\"><\/path><path class=\"st0\" d=\"M21.8,55.1c-2,0-3.8-1.2-4.6-3L4.6,23.8c-1.1-2.5,0-5.5,2.5-6.6l20.2-9c.5-.1,1.1.2,1.2.8,0,.4,0,.8-.4,1L7.9,19c-1.5.7-2.2,2.4-1.5,4,0,0,0,0,0,0l12.6,28.3c.6,1.4,2.1,2.1,3.6,1.7.5-.2,1.1,0,1.3.6.2.5,0,1.1-.6,1.3,0,0-.1,0-.2,0-.4.1-.9.2-1.3.2Z\"><\/path><path class=\"st0\" d=\"M16.7,22.7c-.4,0-.8-.2-.9-.6-.2-.5,0-1.1.5-1.3,0,0,0,0,0,0l8.2-3.7c.5-.2,1.1,0,1.3.5.2.5,0,1.1-.5,1.3h0l-8.2,3.7c-.1,0-.3,0-.4,0Z\"><\/path><path class=\"st0\" d=\"M16.4,29.4c-.6,0-1-.4-1-1,0-.4.2-.8.6-.9l6.8-3c.5-.2,1.1,0,1.3.6.2.5,0,1-.5,1.2l-6.8,3c-.1,0-.2,0-.4,0Z\"><\/path><path class=\"st0\" d=\"M18.9,34.8c-.6,0-1-.5-1-1,0-.4.2-.7.6-.9l2.3-1c.5-.2,1.1,0,1.3.6.2.5,0,1-.5,1.2l-2.3,1c-.1,0-.3,0-.4,0Z\"><\/path><path class=\"st0\" d=\"M20.2,42c-.4,0-.7-.2-.9-.5-.7-1.2-.9-2.6-.5-3.9L27,7.7c.7-2.7,3.5-4.2,6.1-3.5h0s23.2,6.3,23.2,6.3c1.3.3,2.4,1.2,3,2.3.7,1.2.8,2.5.5,3.8l-4.5,16.5c-.2.5-.7.8-1.2.7-.5-.2-.8-.7-.7-1.2l4.5-16.5c.2-.8.1-1.6-.3-2.3-.4-.7-1-1.2-1.8-1.4l-23.1-6.4c-1.6-.4-3.2.5-3.7,2.1l-8.2,29.9c-.2.8,0,1.6.3,2.3.3.5.1,1.1-.3,1.4,0,0,0,0,0,0-.2.1-.3.2-.5.2Z\"><\/path><path class=\"st0\" d=\"M47.5,17.4c0,0-.2,0-.3,0l-8.7-2.4c-.5-.1-.8-.7-.7-1.2,0,0,0,0,0,0,.1-.5.6-.9,1.2-.8,0,0,0,0,0,0l8.7,2.4c.6,0,.9.6.9,1.1,0,.6-.6.9-1.1.9h0Z\"><\/path><path class=\"st0\" d=\"M48.8,23.9c0,0-.2,0-.3,0l-14.5-3.9c-.6-.2-.9-.7-.7-1.3.2-.6.7-.9,1.3-.7l14.4,4c.6,0,.9.6.9,1.1,0,.6-.6.9-1.1.9h0Z\"><\/path><path class=\"st0\" d=\"M35.1,26.4c0,0-.2,0-.3,0l-2.3-.6c-.5-.2-.9-.7-.7-1.2s.7-.9,1.2-.7h0l2.3.6c.5.1.8.7.7,1.2-.1.4-.5.8-1,.7Z\"><\/path><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27845f77 elementor-widget elementor-widget-heading\" data-id=\"27845f77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Explore Resources<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bd58a32 elementor-widget elementor-widget-text-editor\" data-id=\"4bd58a32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Access additional related resources<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f3b54ec elementor-align-left elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"7f3b54ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/exploreltssinitiatives.org\/resources\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59f3635c e-con-full e-flex e-con e-child\" data-id=\"59f3635c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79c6604c elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"79c6604c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Layer_1_1_\" style=\"enable-background:new 0 0 64 64;\" viewBox=\"0 0 64 64\" xml:space=\"preserve\"><g><path d=\"M32,11c1.654,0,3-1.346,3-3s-1.346-3-3-3s-3,1.346-3,3S30.346,11,32,11z M32,7c0.551,0,1,0.448,1,1s-0.449,1-1,1   s-1-0.448-1-1S31.449,7,32,7z\"><\/path><path d=\"M37,25h-2V13h-8v6h2v6h-2v6h10V25z M35,29h-6v-2h2V17h-2v-2h4v12h2V29z\"><\/path><path d=\"M59,15v-2H48.247C46.107,6.059,39.634,1,32,1S17.893,6.059,15.753,13H5v2H1v44h26.101c0.464,2.279,2.485,4,4.899,4   s4.435-1.721,4.899-4H63V15H59z M32,3c8.271,0,15,6.729,15,15c0,7.124-5.063,13.308-12.039,14.705l-0.479,0.096L32,37.764   l-2.481-4.963l-0.479-0.096C22.063,31.308,17,25.124,17,18C17,9.729,23.729,3,32,3z M37,34.24c1.045-0.321,2.046-0.735,2.989-1.24   H53v12H37V34.24z M7,15h8.281C15.107,15.976,15,16.975,15,18c0,7.908,5.506,14.795,13.163,16.562L32,42.236l3-6.001V47h20V31   H42.921C46.659,27.848,49,23.146,49,18c0-1.025-0.107-2.024-0.281-3H57v38H33v-9h-2v9H7V15z M61,57H35v1c0,1.654-1.346,3-3,3   s-3-1.346-3-3v-1H3V17h2v38h54V17h2V57z\"><\/path><rect height=\"2\" width=\"20\" x=\"9\" y=\"49\"><\/rect><rect height=\"2\" width=\"20\" x=\"9\" y=\"45\"><\/rect><rect height=\"2\" width=\"20\" x=\"9\" y=\"41\"><\/rect><rect height=\"2\" width=\"18\" x=\"9\" y=\"37\"><\/rect><rect height=\"2\" width=\"20\" x=\"35\" y=\"49\"><\/rect><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-599afa2c elementor-widget elementor-widget-heading\" data-id=\"599afa2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Browse Glossary<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ad97368 elementor-widget elementor-widget-text-editor\" data-id=\"6ad97368\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>View glossary to understand key terms<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29f87829 elementor-align-left elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"29f87829\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/exploreltssinitiatives.org\/glossary\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Section 643 of the American Taxpayer Relief Act of 2012 directed the Commission to develop a plan for the establishment, implementation, and financing of LTSS for individuals, including older adults, those with cognitive or functional limitations, and others who require assistance to perform ADLs.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"nf_dc_page":"","footnotes":""},"categories":[28],"tags":[10,94,90,12,87,88,95,18,14,26,15,17,27,22,82,52,89,96,98,97,48],"proposal-type":[],"class_list":["post-3029","post","type-post","status-publish","format-standard","hentry","category-commission-reports-and-research-papers","tag-add-on-to-medicare","tag-both-state-and-federal","tag-catastrophic","tag-comprehensive","tag-dedicated-earmarked-source","tag-federally-regulated-exchange","tag-include-disabled","tag-legislation-estimate","tag-mandatory-universal","tag-new-program-separate-admin","tag-no-age-limits","tag-none-specified","tag-not-specified-other","tag-older-adults-65","tag-other-financing","tag-private-market-incentives","tag-regulation-change-new-product","tag-reinsurance","tag-standardize-policies","tag-subsidy-for-medicaid-opt-out","tag-tax-clarification"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>U.S. Senate Commission on Long-Term Care: Report to the Congress - Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"U.S. Senate Commission on Long-Term Care: Report to the Congress - Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options\" \/>\n<meta property=\"og:description\" content=\"Section 643 of the American Taxpayer Relief Act of 2012 directed the Commission to develop a plan for the establishment, implementation, and financing of LTSS for individuals, including older adults, those with cognitive or functional limitations, and others who require assistance to perform ADLs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress\" \/>\n<meta property=\"og:site_name\" content=\"Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options\" \/>\n<meta property=\"article:published_time\" content=\"2013-01-01T17:16:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-24T19:02:20+00:00\" \/>\n<meta name=\"author\" content=\"CaughtintheWeb\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"CaughtintheWeb\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress\"},\"author\":{\"name\":\"CaughtintheWeb\",\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/#\\\/schema\\\/person\\\/a1006be3905ff547d60a643d100a2590\"},\"headline\":\"U.S. Senate Commission on Long-Term Care: Report to the Congress\",\"datePublished\":\"2013-01-01T17:16:01+00:00\",\"dateModified\":\"2025-11-24T19:02:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress\"},\"wordCount\":1487,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/#organization\"},\"keywords\":[\"Add-on to Medicare\",\"Both state and federal\",\"Catastrophic\",\"Comprehensive\",\"Dedicated\\\/earmarked source\",\"Federally regulated exchange\",\"Include disabled\",\"Legislation estimate\",\"Mandatory\\\/universal\",\"New Program\\\/Separate Admin\",\"No age limits\",\"None specified\",\"Not specified\\\/other\",\"Older adults (65+)\",\"Other Financing\",\"Private Market Incentives\",\"Regulation change\\\/new product\",\"Reinsurance\",\"Standardize policies\",\"Subsidy for Medicaid opt-out\",\"Tax clarification\"],\"articleSection\":[\"Commission Reports and Research Papers\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/exploreltssinitiatives.org\\\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress\",\"url\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress\",\"name\":\"U.S. Senate Commission on Long-Term Care: Report to the Congress - Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/#website\"},\"datePublished\":\"2013-01-01T17:16:01+00:00\",\"dateModified\":\"2025-11-24T19:02:20+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/exploreltssinitiatives.org\\\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/staging\\\/4085\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"U.S. Senate Commission on Long-Term Care: Report to the Congress\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/#website\",\"url\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/\",\"name\":\"Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/#organization\",\"name\":\"Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options\",\"url\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/staging\\\/4085\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/LTSS-Logo-final-web.jpg\",\"contentUrl\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/staging\\\/4085\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/LTSS-Logo-final-web.jpg\",\"width\":294,\"height\":124,\"caption\":\"Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options\"},\"image\":{\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/#\\\/schema\\\/person\\\/a1006be3905ff547d60a643d100a2590\",\"name\":\"CaughtintheWeb\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c56c15ce27e806cb397457f8125e18af22fead294851b35781a8f6338188ca17?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c56c15ce27e806cb397457f8125e18af22fead294851b35781a8f6338188ca17?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c56c15ce27e806cb397457f8125e18af22fead294851b35781a8f6338188ca17?s=96&d=mm&r=g\",\"caption\":\"CaughtintheWeb\"},\"url\":\"https:\\\/\\\/exploreltssinitiatives.org\\\/staging\\\/4085\\\/author\\\/caughtintheweb\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"U.S. Senate Commission on Long-Term Care: Report to the Congress - Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress","og_locale":"en_US","og_type":"article","og_title":"U.S. Senate Commission on Long-Term Care: Report to the Congress - Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options","og_description":"Section 643 of the American Taxpayer Relief Act of 2012 directed the Commission to develop a plan for the establishment, implementation, and financing of LTSS for individuals, including older adults, those with cognitive or functional limitations, and others who require assistance to perform ADLs.","og_url":"https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress","og_site_name":"Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options","article_published_time":"2013-01-01T17:16:01+00:00","article_modified_time":"2025-11-24T19:02:20+00:00","author":"CaughtintheWeb","twitter_card":"summary_large_image","twitter_misc":{"Written by":"CaughtintheWeb","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress#article","isPartOf":{"@id":"https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress"},"author":{"name":"CaughtintheWeb","@id":"https:\/\/exploreltssinitiatives.org\/#\/schema\/person\/a1006be3905ff547d60a643d100a2590"},"headline":"U.S. Senate Commission on Long-Term Care: Report to the Congress","datePublished":"2013-01-01T17:16:01+00:00","dateModified":"2025-11-24T19:02:20+00:00","mainEntityOfPage":{"@id":"https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress"},"wordCount":1487,"commentCount":0,"publisher":{"@id":"https:\/\/exploreltssinitiatives.org\/#organization"},"keywords":["Add-on to Medicare","Both state and federal","Catastrophic","Comprehensive","Dedicated\/earmarked source","Federally regulated exchange","Include disabled","Legislation estimate","Mandatory\/universal","New Program\/Separate Admin","No age limits","None specified","Not specified\/other","Older adults (65+)","Other Financing","Private Market Incentives","Regulation change\/new product","Reinsurance","Standardize policies","Subsidy for Medicaid opt-out","Tax clarification"],"articleSection":["Commission Reports and Research Papers"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress#respond"]}]},{"@type":"WebPage","@id":"https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress","url":"https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress","name":"U.S. Senate Commission on Long-Term Care: Report to the Congress - Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options","isPartOf":{"@id":"https:\/\/exploreltssinitiatives.org\/#website"},"datePublished":"2013-01-01T17:16:01+00:00","dateModified":"2025-11-24T19:02:20+00:00","breadcrumb":{"@id":"https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/exploreltssinitiatives.org\/u-s-senate-commission-on-long-term-care-2013-report-to-the-congress#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/"},{"@type":"ListItem","position":2,"name":"U.S. Senate Commission on Long-Term Care: Report to the Congress"}]},{"@type":"WebSite","@id":"https:\/\/exploreltssinitiatives.org\/#website","url":"https:\/\/exploreltssinitiatives.org\/","name":"Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options","description":"","publisher":{"@id":"https:\/\/exploreltssinitiatives.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/exploreltssinitiatives.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/exploreltssinitiatives.org\/#organization","name":"Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options","url":"https:\/\/exploreltssinitiatives.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/exploreltssinitiatives.org\/#\/schema\/logo\/image\/","url":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-content\/uploads\/2025\/07\/LTSS-Logo-final-web.jpg","contentUrl":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-content\/uploads\/2025\/07\/LTSS-Logo-final-web.jpg","width":294,"height":124,"caption":"Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options"},"image":{"@id":"https:\/\/exploreltssinitiatives.org\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/exploreltssinitiatives.org\/#\/schema\/person\/a1006be3905ff547d60a643d100a2590","name":"CaughtintheWeb","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/c56c15ce27e806cb397457f8125e18af22fead294851b35781a8f6338188ca17?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c56c15ce27e806cb397457f8125e18af22fead294851b35781a8f6338188ca17?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c56c15ce27e806cb397457f8125e18af22fead294851b35781a8f6338188ca17?s=96&d=mm&r=g","caption":"CaughtintheWeb"},"url":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/author\/caughtintheweb"}]}},"_links":{"self":[{"href":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-json\/wp\/v2\/posts\/3029","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-json\/wp\/v2\/comments?post=3029"}],"version-history":[{"count":20,"href":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-json\/wp\/v2\/posts\/3029\/revisions"}],"predecessor-version":[{"id":6059,"href":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-json\/wp\/v2\/posts\/3029\/revisions\/6059"}],"wp:attachment":[{"href":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-json\/wp\/v2\/media?parent=3029"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-json\/wp\/v2\/categories?post=3029"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-json\/wp\/v2\/tags?post=3029"},{"taxonomy":"proposal-type","embeddable":true,"href":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/wp-json\/wp\/v2\/proposal-type?post=3029"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}