{"id":3031,"date":"2015-01-01T17:17:23","date_gmt":"2015-01-01T17:17:23","guid":{"rendered":"https:\/\/kardiadesign.com\/?p=3031"},"modified":"2025-11-25T17:48:13","modified_gmt":"2025-11-25T17:48:13","slug":"long-term-care-financing-collaborative-ltcfc-2015-principles-for-improving-financing-and-delivery-of-long-term-services-and-supports","status":"publish","type":"post","link":"https:\/\/exploreltssinitiatives.org\/staging\/4085\/long-term-care-financing-collaborative-ltcfc-2015-principles-for-improving-financing-and-delivery-of-long-term-services-and-supports","title":{"rendered":"Long-Term Care Financing Collaborative (LTCFC): Principles for Improving Financing and Delivery of Long Term Services and Supports"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3031\" class=\"elementor elementor-3031\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7762d788 e-flex e-con-boxed e-con e-parent\" data-id=\"7762d788\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-36f4e0cf e-con-full e-flex e-con e-child\" data-id=\"36f4e0cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59c88cbe elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"59c88cbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Long-Term Care Financing Collaborative (LTCFC): Principles for Improving Financing and Delivery of Long Term Services and Supports<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-159c8c7a e-flex e-con-boxed e-con e-parent\" data-id=\"159c8c7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2ab93e79 e-con-full e-flex e-con e-child\" data-id=\"2ab93e79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-557bf71 e-con-full e-flex e-con e-child\" data-id=\"557bf71\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-669501da elementor-widget elementor-widget-heading\" data-id=\"669501da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Overview<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e68b686 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2e68b686\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cf0d5b8 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5cf0d5b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Type of Reform: <\/strong>Transforming Healthcare Structures (Medicaid Reform and Private Market Incentives) solutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-569cd2c3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"569cd2c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Description:<\/strong> Recommends a combination of public and private sector reforms:<\/p><ul><li>Universal catastrophic insurance program of financial support for those with<br \/>extended LTC needs.<\/li><li>Various initiatives to revitalize the private LTC insurance market to better<br \/>address non-catastrophic care needs.<\/li><li>Stronger support for family caregivers.<\/li><li>Modernization of the Medicaid safety net for LTSS.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5aa261f elementor-widget elementor-widget-spacer\" data-id=\"5aa261f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d33fc0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2d33fc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-446694af elementor-widget elementor-widget-n-accordion\" data-id=\"446694af\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1140\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1140\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Sponsoring Organization and Key Author(s):\u200b <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1140\" class=\"elementor-element elementor-element-1ea85ffd e-con-full e-flex e-con e-child\" data-id=\"1ea85ffd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2464e2b1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2464e2b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Sponsoring Organization:<\/strong> In 2012, a group of policy experts representing a wide range of interests and ideological views created The Long-Term Care Financing (Collaborative) to work towards consensus around ways to improve the LTC financing system. The group was convened by the Convergence Center for Policy Resolution which works to facilitate efforts to build trust, identify solutions, and form alliances for action.<\/p><p><strong>Key Author:<\/strong> Members of the Collaborative included policy experts, consumer advocates, service providers, insurance industry representatives, bipartisan representation from senior executive branch officials, former congressional aides, and former top state health officials. Key authors include: Jonathan Westin, Stuart Butler, Howard Gleckman, Sheila Burke, Marc Cohen, and Don Redfoot.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1141\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1141\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Impact and Action: <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1141\" class=\"elementor-element elementor-element-7a102e88 e-con-full e-flex e-con e-child\" data-id=\"7a102e88\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-701406a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"701406a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Broad range of stakeholder involvement generated thoughtful proposals for both public finance reform and actions to enhance the private market.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5089a06f e-con-full e-flex e-con e-child\" data-id=\"5089a06f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-522c56b5 elementor-widget elementor-widget-heading\" data-id=\"522c56b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Program Details<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50fe0492 e-con-full e-flex e-con e-child\" data-id=\"50fe0492\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3447782 e-con-full e-flex e-con e-child\" data-id=\"3447782\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-20f315e2 e-grid e-con-full e-con e-child\" data-id=\"20f315e2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-681a5621 elementor-widget elementor-widget-n-accordion\" data-id=\"681a5621\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1740\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1740\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Participation Criteria <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1740\" class=\"elementor-element elementor-element-5fffaffa e-con-full e-flex e-con e-child\" data-id=\"5fffaffa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43a00fe2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"43a00fe2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Universal and mandatory enrollment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1741\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1741\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Conditions for Receiving Benefits Scope of Services\u00a0 <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1741\" class=\"elementor-element elementor-element-39a0d1f0 e-con-full e-flex e-con e-child\" data-id=\"39a0d1f0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-558791ef elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"558791ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Not specified; report discusses the importance of including coverage for young people with disabilities.<\/p><h6>NOTE: A more fleshed out version of the initial set of recommendations along with premium and benefit estimates was <a href=\"https:\/\/bipartisanpolicy.org\/download\/?file=\/wp-content\/uploads\/2018\/01\/Public-Catastrophic-Insurance-Paper-for-Bipartisan-Policy-Center-1-25-2018.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #333333;\"><strong>published in 2018 <\/strong><\/span><\/a>and additional recommendations put forward in an updated report also <span style=\"color: #333333;\"><strong><span style=\"text-decoration: underline;\"><a style=\"color: #333333; text-decoration: underline;\" href=\"https:\/\/convergencepolicy.org\/wp-content\/uploads\/2022\/10\/Convergence-Dialogue-on-Reimagining-Care-for-Older-Adults-Final-Report-Doc..pdf\" target=\"_blank\" rel=\"noopener\">published in 2022<\/a><\/span><\/strong><\/span>. This became the basis for the <a href=\"https:\/\/www.healthaffairs.org\/content\/forefront\/middle-ground-fixing-long-term-care-costs-wish-act\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline; color: #333333;\"><strong>WISH Act<\/strong><\/span><\/a> (H.R. 4289).<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1742\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1742\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Scope of Services <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1742\" class=\"elementor-element elementor-element-75f41028 e-con-full e-flex e-con e-child\" data-id=\"75f41028\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45e77c10 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"45e77c10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>All LTSS, whether provided through a facility or in the community.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1743\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1743\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Amount of Services <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1743\" class=\"elementor-element elementor-element-8f51193 e-con-full e-flex e-con e-child\" data-id=\"8f51193\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d8683c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7d8683c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Not specified.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1744\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1744\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Participant Financial Responsibility <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1744\" class=\"elementor-element elementor-element-78a0265c e-con-full e-flex e-con e-child\" data-id=\"78a0265c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e51d392 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2e51d392\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Not specified.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1745\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1745\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Elimination Period <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1745\" class=\"elementor-element elementor-element-7bd47bf5 e-con-full e-flex e-con e-child\" data-id=\"7bd47bf5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-341cb447 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"341cb447\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A front-end waiting period (e.g., one to two years before public insurance program eligibility), consistent with principles of a \u201cback-end\u201d catastrophic program.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1746\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1746\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Provider Requirements <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1746\" class=\"elementor-element elementor-element-715fa197 e-con-full e-flex e-con e-child\" data-id=\"715fa197\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4176b92b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4176b92b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Not specified.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1747\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1747\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Provider Payment Levels\u00a0 <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1747\" class=\"elementor-element elementor-element-2d761e0f e-con-full e-flex e-con e-child\" data-id=\"2d761e0f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6cdf026c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6cdf026c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Not specified.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1748\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1748\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Inflation Adjustments\u00a0 <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1748\" class=\"elementor-element elementor-element-6c967a80 e-con-full e-flex e-con e-child\" data-id=\"6c967a80\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69e0ea88 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"69e0ea88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Not specified.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-124c67dc e-con-full e-flex e-con e-child\" data-id=\"124c67dc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-451ce567 elementor-widget elementor-widget-heading\" data-id=\"451ce567\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financing &amp; Implementation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e5dfad6 e-con-full e-flex e-con e-child\" data-id=\"6e5dfad6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2cb0530e e-con-full e-flex e-con e-child\" data-id=\"2cb0530e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f1fef83 elementor-widget elementor-widget-n-accordion\" data-id=\"3f1fef83\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1050\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1050\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Revenue Source(s) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1050\" class=\"elementor-element elementor-element-abedc2 e-con-full e-flex e-con e-child\" data-id=\"abedc2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4030818e elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4030818e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Suggests options such as payroll tax, value-added tax, premiums, or some combination.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1051\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1051\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Total Program Costs <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1051\" class=\"elementor-element elementor-element-6852e844 e-con-full e-flex e-con e-child\" data-id=\"6852e844\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41cf456a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"41cf456a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>None estimated.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1052\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1052\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Program Administration <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1052\" class=\"elementor-element elementor-element-549cebb3 e-con-full e-flex e-con e-child\" data-id=\"549cebb3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bde40f1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6bde40f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Federal role dependent on revenue source agreed upon.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1053\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1053\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Private Sector Role <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1053\" class=\"elementor-element elementor-element-1dd2a4c6 e-con-full e-flex e-con e-child\" data-id=\"1dd2a4c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68343e4a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"68343e4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Incentives outlined in the report could help the private market provide front-end support before public coverage begins. Private sector reform recommendations include:<\/p><ul><li>Encourage industry, employers, and policymakers to adopt cost-effective policies that promote consumer purchases, including products combining LTC and life insurances, Medicare supplements, and annuities.<\/li><li>Recommended ways to reduce policy costs by changing policy designs and regulatory approaches (e.g., allow benefits and premiums to increase over time, streamline the policy approval process, and examine multi-state reinsurance approaches).<\/li><li>To encourage greater insurance up-take, employers automatically enroll employees in LTC insurance programs. Employees would have to affirmatively \u201copt out\u201d of a program rather than affirmatively \u201copt in.\u201d<\/li><li>Examine which tax incentives would have the greatest impact on consumer interest in LTC insurance purchase, including use of retirement savings without early withdrawal penalties, and more.<\/li><li>Allow LTC insurance policies to be sold through an electronic marketplace. Strengthen public education of risks and costs of LTSS and the need to plan ahead. Consider including information about care needs in Social Security statements.<\/li><\/ul><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-387569b8 e-con-full e-flex e-con e-child\" data-id=\"387569b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1824583a e-con-full e-flex e-con e-child\" data-id=\"1824583a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-107845ef e-con-full e-flex e-con e-child\" data-id=\"107845ef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21a2f4df elementor-widget elementor-widget-heading\" data-id=\"21a2f4df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">LTCFC, 2015: Principles for Improving Financing and Delivery of Long Term Services and Supports<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26c0b734 elementor-align-left elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"26c0b734\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.urban.org\/sites\/default\/files\/publication\/62966\/2000296-Principles-for-Improving-Financing-and-Delivery-of-Long-Term-Services-and-Supports.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See the original source<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f409aaf elementor-widget elementor-widget-global elementor-global-4883 elementor-widget-text-editor\" data-id=\"f409aaf\" data-element_type=\"widget\" data-e-type=\"widget\" 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18.746 67.882 0l204.118-204.118c18.745-18.745 18.745-49.137 0-67.882zM112 160c-26.51 0-48-21.49-48-48s21.49-48 48-48 48 21.49 48 48-21.49 48-48 48zm513.941 133.823L421.823 497.941c-18.745 18.745-49.137 18.745-67.882 0l-.36-.36L527.64 323.522c16.999-16.999 26.36-39.6 26.36-63.64s-9.362-46.641-26.36-63.64L331.397 0h48.721a48 48 0 0 1 33.941 14.059l211.882 211.882c18.745 18.745 18.745 49.137 0 67.882z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/exploreltssinitiatives.org\/staging\/4085\/category\/commission-reports-and-research-papers\" class=\"elementor-post-info__terms-list-item\">Commission Reports and Research Papers<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element 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M450.635,148.21c0.897,4.485,8.162,3.288,7.146-1.704c-0.568-2.393-1.135-4.875-1.823-7.236    c-0.807-4.006-8.014-3.529-7.117,1.855C449.469,143.486,450.097,145.818,450.635,148.21z M454.252,176.555    c0,0.777,0.33,1.584,0.688,2.031c2.183,2.901,6.668,1.466,6.668-2.211c0-2.363-0.209-5.172-0.419-7.534    c0-4.128-7.324-4.964-7.324,0.599C454.043,171.709,454.252,174.252,454.252,176.555z M452.398,205.168    c-0.896,4.574,6.309,5.949,7.235,1.375c0.449-2.48,0.777-5.173,1.047-7.684c0.838-4.096-6.219-6.189-7.296-0.777    C453.057,200.443,452.788,202.806,452.398,205.168z M445.072,232.854c-1.793,4.455,5.113,6.998,6.907,2.514    c0.868-2.362,1.676-4.694,2.453-7.088c1.584-4.006-5.024-7.205-7.028-2.211C446.659,228.339,445.911,230.582,445.072,232.854z     M432.516,258.568c-2.511,4.185,3.827,7.922,6.278,3.797c1.316-2.152,2.543-4.276,3.768-6.488    c2.422-4.007-3.917-7.744-6.428-3.498C434.907,254.443,433.772,256.504,432.516,258.568z M415.233,281.382    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M285.411,327.605c-4.455-0.896-6.069,6.43-1.107,7.266    c2.513,0.299,4.994,0.658,7.535,0.867c5.682,0,4.694-7.296,0.658-7.296L285.411,327.605z M257.604,320.818    c-4.334-1.734-6.966,5.113-2.72,6.816c2.332,0.927,5.054,1.704,7.445,2.422c3.677,1.465,6.937-4.244,2.601-6.848    C262.747,322.402,259.847,321.476,257.604,320.818z M159.296,166.747c0.389-1.853-1.316-3.647-2.901-3.946    c-2.451-0.42-3.976,1.076-4.396,3.199c-0.239,2.451-0.478,5.083-0.537,7.535c0,2.689,1.913,3.887,3.768,3.797    c-2.451,0.477-4.994,1.046-7.654,1.764c-21.527,5.771-40.874,19.764-52.862,40.573c-12.02,20.81-14.471,44.55-8.702,66.079    c4.276,15.934,13.036,30.646,25.714,42.098l0,0l0.12,0.09l0.119,0.119l0.089,0.09l0.12,0.089l0.03,0.06l0.062,0.029l0.119,0.09    l0.089,0.09l0.12,0.121l0.119,0.09l0.089,0.089c1.915,1.675,3.977,3.288,6.07,4.813c21.318,15.487,48.138,20.451,73.792,13.693    c21.527-5.771,40.842-19.733,52.862-40.543c11.301-19.555,14.59-42.816,9.028-64.882l-0.03-0.089l-0.03-0.09l-0.06-0.238v-0.03    v-0.03l-0.208-0.747c-2.213-8.282-5.65-16.267-10.255-23.591l-0.21-0.33l-0.03-0.09c-7.294-11.57-17.43-21.557-30.078-28.852    c-1.943-1.137-3.917-2.183-5.891-3.141h-0.03c-19.046-7.146-32.679-10.823-51.367-7.533c1.346-0.42,2.421-1.555,2.421-3.23    L159.296,166.747z M164.827,138.672c1.644-4.096-5.142-6.877-6.907-2.452c-0.837,2.362-1.495,5.144-2.123,7.565    c-1.016,5.172,6.28,6.1,7.147,1.793C163.602,143.336,164.229,140.914,164.827,138.672z M175.741,97.502    c-2.632,4.393,3.827,7.893,6.189,3.976c1.314-2.004,2.63-4.008,4.036-5.95c2.841-3.797-3.169-8.014-6.01-4.246    C178.491,93.314,177.115,95.408,175.741,97.502z M222.832,184.896c7.175,4.783,13.456,10.434,18.867,16.715l-0.24-3.08    c-0.328-4.516-0.537-9.061-0.597-13.635H222.832z\" style=\"fill-rule:evenodd;clip-rule:evenodd;\"><\/path><\/g><\/g><g id=\"Layer_1\"><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7340e255 elementor-widget elementor-widget-heading\" data-id=\"7340e255\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Search Proposals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ef2fc06 elementor-widget elementor-widget-text-editor\" data-id=\"5ef2fc06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Explore proposals by design component<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b6b21fd elementor-align-left elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"4b6b21fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/exploreltssinitiatives.org\/explore-proposals\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ce55c78 e-con-full e-flex e-con e-child\" data-id=\"3ce55c78\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31efc79e elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"31efc79e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" viewBox=\"0 0 64 64\"><defs><style>      .st0 {        fill: #fff;      }    <\/style><\/defs><g id=\"outline_color\"><path class=\"st0\" d=\"M44,60h-9c-2.8,0-5-2.2-5-5s2.2-5,5-5h6c.6,0,1,.4,1,1s-.4,1-1,1h-6c-1.7,0-3,1.3-3,3s1.3,3,3,3h9c1.7,0,3-1.3,3-3h0c0-.3,0-.5,0-.8-.2-.5,0-1.1.6-1.3s1.1,0,1.3.6c0,0,0,.1,0,.2.1.4.2.8.2,1.2,0,2.8-2.2,5-5,5Z\"><\/path><path class=\"st0\" d=\"M55,60h-6c-.6,0-1-.4-1-1s.4-1,1-1h6c1.7,0,3-1.3,3-3s-1.3-3-3-3h-9c-1.7,0-3,1.3-3,3,0,.3,0,.5,0,.8.2.5,0,1.1-.6,1.3s-1.1,0-1.3-.6c0,0,0-.1,0-.2-.1-.4-.2-.8-.2-1.2,0-2.8,2.2-5,5-5h9c2.8,0,5,2.2,5,5s-2.2,5-5,5Z\"><\/path><path class=\"st0\" d=\"M27.2,54.2c-.3,0-.7-.2-.9-.5-2.2-2.8-3.4-6.2-3.3-9.8,0-.1,0-.2,0-.4.1-8.6,7.1-15.5,15.7-15.6.2,0,.4,0,.7,0,8.6.1,15.5,7.1,15.6,15.7,0,0,0,.2,0,.3,0,1.1-.1,2.1-.3,3.2-.1.6-.6.9-1.2.8s-.9-.6-.8-1.2c.2-.9.3-1.9.3-2.8v-.2c0-7.6-6.2-13.7-13.8-13.8h-.4c-7.6,0-13.7,6.2-13.9,13.8v.2c0,3.1,1,6.2,3,8.6.3.4.3,1.1-.1,1.4-.2.1-.4.2-.6.2h0Z\"><\/path><path class=\"st0\" d=\"M32.2,48.5c-.6,0-1-.4-1-1-.1-1.2-.2-2.3-.2-3.5,0-2.2.2-4.4.7-6.6,1.2-5.6,3.9-9.2,7-9.4.2,0,.5,0,.7,0,3.1.2,5.7,3.9,7,9.4.4,2.2.6,4.4.6,6.6,0,1,0,2.1-.1,3.1,0,.6-.5,1-1.1.9s-1-.5-.9-1.1c.1-.9.1-1.9.1-2.9,0-2.1-.2-4.1-.6-6.1-1-4.5-3.1-7.7-5.2-7.9h-.3c-2.1.2-4.2,3.3-5.2,7.9-.4,2-.7,4.1-.6,6.1,0,1.1,0,2.3.2,3.4,0,0,0,0,0,.1,0,.6-.4,1-1,1h0Z\"><\/path><path class=\"st0\" d=\"M29.4,50.3c-.1,0-.2,0-.4,0-3.8-1.5-6-3.8-6-6.3,0-.1,0-.2,0-.4.2-3.1,3.9-5.7,9.4-7,4.3-.9,8.8-.9,13.1,0,5.6,1.2,9.2,3.9,9.4,7v.3c0,1.4-.7,2.8-1.7,3.7-.4.4-1.1.3-1.4-.1-.3-.4-.3-.9,0-1.3.7-.6,1.1-1.4,1.2-2.3v-.2c-.2-2.1-3.3-4.2-7.9-5.2-2-.4-4.1-.7-6.1-.6-2.1,0-4.1.2-6.1.6-4.5,1-7.7,3.1-7.9,5.2,0,0,0,.1,0,.2,0,1.6,1.8,3.3,4.7,4.4.5.2.8.8.6,1.3-.1.4-.5.6-.9.6Z\"><\/path><path class=\"st0\" d=\"M21.8,55.1c-2,0-3.8-1.2-4.6-3L4.6,23.8c-1.1-2.5,0-5.5,2.5-6.6l20.2-9c.5-.1,1.1.2,1.2.8,0,.4,0,.8-.4,1L7.9,19c-1.5.7-2.2,2.4-1.5,4,0,0,0,0,0,0l12.6,28.3c.6,1.4,2.1,2.1,3.6,1.7.5-.2,1.1,0,1.3.6.2.5,0,1.1-.6,1.3,0,0-.1,0-.2,0-.4.1-.9.2-1.3.2Z\"><\/path><path class=\"st0\" d=\"M16.7,22.7c-.4,0-.8-.2-.9-.6-.2-.5,0-1.1.5-1.3,0,0,0,0,0,0l8.2-3.7c.5-.2,1.1,0,1.3.5.2.5,0,1.1-.5,1.3h0l-8.2,3.7c-.1,0-.3,0-.4,0Z\"><\/path><path class=\"st0\" d=\"M16.4,29.4c-.6,0-1-.4-1-1,0-.4.2-.8.6-.9l6.8-3c.5-.2,1.1,0,1.3.6.2.5,0,1-.5,1.2l-6.8,3c-.1,0-.2,0-.4,0Z\"><\/path><path class=\"st0\" d=\"M18.9,34.8c-.6,0-1-.5-1-1,0-.4.2-.7.6-.9l2.3-1c.5-.2,1.1,0,1.3.6.2.5,0,1-.5,1.2l-2.3,1c-.1,0-.3,0-.4,0Z\"><\/path><path class=\"st0\" d=\"M20.2,42c-.4,0-.7-.2-.9-.5-.7-1.2-.9-2.6-.5-3.9L27,7.7c.7-2.7,3.5-4.2,6.1-3.5h0s23.2,6.3,23.2,6.3c1.3.3,2.4,1.2,3,2.3.7,1.2.8,2.5.5,3.8l-4.5,16.5c-.2.5-.7.8-1.2.7-.5-.2-.8-.7-.7-1.2l4.5-16.5c.2-.8.1-1.6-.3-2.3-.4-.7-1-1.2-1.8-1.4l-23.1-6.4c-1.6-.4-3.2.5-3.7,2.1l-8.2,29.9c-.2.8,0,1.6.3,2.3.3.5.1,1.1-.3,1.4,0,0,0,0,0,0-.2.1-.3.2-.5.2Z\"><\/path><path class=\"st0\" d=\"M47.5,17.4c0,0-.2,0-.3,0l-8.7-2.4c-.5-.1-.8-.7-.7-1.2,0,0,0,0,0,0,.1-.5.6-.9,1.2-.8,0,0,0,0,0,0l8.7,2.4c.6,0,.9.6.9,1.1,0,.6-.6.9-1.1.9h0Z\"><\/path><path class=\"st0\" d=\"M48.8,23.9c0,0-.2,0-.3,0l-14.5-3.9c-.6-.2-.9-.7-.7-1.3.2-.6.7-.9,1.3-.7l14.4,4c.6,0,.9.6.9,1.1,0,.6-.6.9-1.1.9h0Z\"><\/path><path class=\"st0\" d=\"M35.1,26.4c0,0-.2,0-.3,0l-2.3-.6c-.5-.2-.9-.7-.7-1.2s.7-.9,1.2-.7h0l2.3.6c.5.1.8.7.7,1.2-.1.4-.5.8-1,.7Z\"><\/path><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6821bc83 elementor-widget elementor-widget-heading\" data-id=\"6821bc83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Explore Resources<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70ed623b elementor-widget elementor-widget-text-editor\" data-id=\"70ed623b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Access additional related resources<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ca06674 elementor-align-left elementor-widget__width-inherit elementor-widget elementor-widget-button\" 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Various initiatives to revitalize the private LTC insurance market to better address non-catastrophic care needs. Stronger support for family caregivers. Modernization of the Medicaid safety net for LTSS.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"nf_dc_page":"","footnotes":""},"categories":[28],"tags":[94,90,57,49,18,99,54,26,27,52,48,84],"proposal-type":[],"class_list":["post-3031","post","type-post","status-publish","format-standard","hentry","category-commission-reports-and-research-papers","tag-both-state-and-federal","tag-catastrophic","tag-home-care-and-cc-only","tag-in-proposal","tag-legislation-estimate","tag-medicaid-enhancement","tag-medicaid-reform","tag-new-program-separate-admin","tag-not-specified-other","tag-private-market-incentives","tag-tax-clarification","tag-tighten-medicaid"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Long-Term Care Financing Collaborative (LTCFC): Principles for Improving Financing and Delivery of Long Term Services and Supports - Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exploreltssinitiatives.org\/long-term-care-financing-collaborative-ltcfc-2015-principles-for-improving-financing-and-delivery-of-long-term-services-and-supports\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Long-Term Care Financing Collaborative (LTCFC): Principles for Improving Financing and Delivery of Long Term Services and Supports - Explore LTSS Initiatives - Interactive Compendium of Federal LTSS Financing Policy Options\" \/>\n<meta property=\"og:description\" content=\"Recommends a combination of public and private sector reforms: Universal catastrophic insurance program of financial support for those with extended LTC needs. 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