Milken Institute: New Approaches to Long-Term Care Access for Middle-Income Households
Goal to develop complementary public-private LTSS financing solutions focused on front-end protection provided by the state. Identifies three promising areas for increased financing and delivery opportunities: Medicare expansion solutions, Technology solutions, Public and private LTC insurance solutions.
The National Academy for Social Insurance: Designing a State-Based Social Insurance Program for Long-Term Services and Supports
Focuses on an analysis of social insurance solutions and intended as a roadmap for state policymakers. Identifies the key design issues for consideration in the design of a social insurance
program for LTSS. Speaks to the preliminary design and concepts of the Washington State LTSS social insurance program, Washington Cares (WA Cares).
Urban Institute: Microsimulation Analysis of Financing Options for Long-Term Services and Supports
To assess alternative LTSS financing options and better understand how policy changes
could expand the role of insurance.
MediPlan Long-Term Care Act (H.R. 651)
Creates a “MediPlan” universal social insurance program within Medicare to provide coverage of LTSS for all U.S. citizens. Removes Medicare’s existing post-hospitalization requirement and extends nursing home coverage beyond the existing 100-day limit.
Lifecare Long-Term Care Protection Act (S. 2163)
Creates the Lifecare Long-term Care Protection Program that would: Create state-based assessment and care management agencies to determine eligible individuals and maintain provider registries. Provide up to three years of home and community-based care. Provide up to six months of facility care (with the option for more). Create optional insurance program for longer facility care stays.