Bipartisan Policy Center: An Updated Policy Roadmap: Caring for Those with Complex Needs
Federal Catastrophic Long-Term Care Insurance. Presents a mix of publicly funded programs and private insurance approaches to financing LTSS as a package of solutions designed to be financially and politically viable.
Well-Being Insurance for Seniors at Home Act (H.R. 4289)
Create a universal, catastrophic LTC insurance program meant to: Improve access to LTSS by bringing additional money into LTSS system, Reduce family out-of-pocket spending, Stabilize and improve the private market by reducing the tail-end risk and Reduce Medicaid spending.
Community Living Assistance Services and Supports Act (CLASS)
Creates a federally administered voluntary insurance program offering a cash benefit that eligible individuals can use to purchase various LTSS to enable them to continue to live in the community.
Long Term Care Family Security Act of 1992 (H.R. 6076)
Creates a new state-administered program to provide community and nursing facility
care to individuals with moderate to severe disability.
Secure Choice Act (H.R. 1668)
Creates a new program that provides LTC services for older adults. Creates a statebased, public-private partnership LTSS program for older adults.
Universal Health Care Act (H.R. 1300)
Creates a national, single-payer health insurance program, under which every U.S. citizen would be eligible for enrollment, that provides protection against the costs of health care and health-related services, including benefits for facility and home-based LTSS.
Lifecare Long-Term Care Protection Act (S. 2163)
Creates the Lifecare Long-term Care Protection Program that would: Create state-based assessment and care management agencies to determine eligible individuals and maintain provider registries. Provide up to three years of home and community-based care. Provide up to six months of facility care (with the option for more). Create optional insurance program for longer facility care stays.