Mark Warshawsky, National Affairs: Financing Long-Term Care
Directs public program resources to those who cannot afford care and otherwise encourages self-reliance among those who could afford care through private funds or insurance.
The Brookings Institution: Home Care Benefit for Medicare
Develop and finance a universal home care benefit program for Medicare beneficiaries, which would have a measurable impact on access for individuals with functional and/or cognitive impairments who do not financially qualify for Medicaid.
Amend Title XIX of the Social Security Act
Seeks to amend title XIX of the Social Security Act to enhance transparency and broaden coverage options for HCBS under Medicaid waivers.
HCBS Access Act
Expands access to HCBS and ends the Medicaid funding institutional bias by: Requiring state Medicaid programs to provide HCBS at the same level as they must cover nursing facility services. Eliminating the need for HCBS waivers when HCBS becomes a mandatory benefit. Creating additional programs and requirements to support providers who furnish HCBS.
Better Care Better Jobs Act
Creates new programs and funding for state Medicaid programs to improve HCBS and the
direct care workforce by: Requiring states to submit an HCBS infrastructure improvement plan to increase access to HCBS and strengthen the direct care workforce. Increasing federal matching rate for HCBS in states that develop plans and meet specified benchmarks for improvements.
Medicare for All Act (H.R.3421)
Establish a national, single-payer health insurance program to provide comprehensive protection against the costs of health care and health-related services, including a home and community-based LTSS benefit.
The National Academy for Social Insurance: Designing a State-Based Social Insurance Program for Long-Term Services and Supports
Focuses on an analysis of social insurance solutions and intended as a roadmap for state policymakers. Identifies the key design issues for consideration in the design of a social insurance
program for LTSS. Speaks to the preliminary design and concepts of the Washington State LTSS social insurance program, Washington Cares (WA Cares).
The American Long-Term Care Insurance Program: A Solution to Reduce Cost and Provide Stability
Goals are to make private coverage more affordable for middle-income buyers, relieve
pressure on Medicaid budgets.
LeadingAge: A New Vision for Long-Term Services and Supports
Goals to develop a fairer and more rational financing system to ensure access to quality LTSS. Recommends a flexible and universal LTSS insurance program grounded in the principles of shared risk and consumer flexibility. Re-directs health and LTC dollars already
in the system and creates new funding that relies on a universal public catastrophic
insurance program that insures against the risk of long periods of high need.
Urban Institute: Microsimulation Analysis of Financing Options for Long-Term Services and Supports
To assess alternative LTSS financing options and better understand how policy changes
could expand the role of insurance.