The American Long-Term Care Insurance Program: A Solution to Reduce Cost and Provide Stability
Goals are to make private coverage more affordable for middle-income buyers, relieve
pressure on Medicaid budgets.
Urban Institute: Microsimulation Analysis of Financing Options for Long-Term Services and Supports
To assess alternative LTSS financing options and better understand how policy changes
could expand the role of insurance.
Community Living Assistance Services and Supports Act (CLASS)
Creates a federally administered voluntary insurance program offering a cash benefit that eligible individuals can use to purchase various LTSS to enable them to continue to live in the community.