Medicare for All Act (H.R.3421)
Establish a national, single-payer health insurance program to provide comprehensive protection against the costs of health care and health-related services, including a home and community-based LTSS benefit.
Bipartisan Policy Center: An Updated Policy Roadmap: Caring for Those with Complex Needs
Federal Catastrophic Long-Term Care Insurance. Presents a mix of publicly funded programs and private insurance approaches to financing LTSS as a package of solutions designed to be financially and politically viable.
Milken Institute: New Approaches to Long-Term Care Access for Middle-Income Households
Goal to develop complementary public-private LTSS financing solutions focused on front-end protection provided by the state. Identifies three promising areas for increased financing and delivery opportunities: Medicare expansion solutions, Technology solutions, Public and private LTC insurance solutions.
Well-Being Insurance for Seniors at Home Act (H.R. 4289)
Create a universal, catastrophic LTC insurance program meant to: Improve access to LTSS by bringing additional money into LTSS system, Reduce family out-of-pocket spending, Stabilize and improve the private market by reducing the tail-end risk and Reduce Medicaid spending.
The American Long-Term Care Insurance Program: A Solution to Reduce Cost and Provide Stability
Goals are to make private coverage more affordable for middle-income buyers, relieve
pressure on Medicaid budgets.
Community Living Assistance Services and Supports Act (CLASS)
Creates a federally administered voluntary insurance program offering a cash benefit that eligible individuals can use to purchase various LTSS to enable them to continue to live in the community.
Comprehensive Care Act of 1992
Expands Medicare by providing: Medicare Part A coverage of facility care without requiring a prior hospital stay for chronically dependent individuals. Medicare Part B coverage of home care services to severely dependent individuals.
MediPlan Long-Term Care Act (H.R. 651)
Creates a “MediPlan” universal social insurance program within Medicare to provide coverage of LTSS for all U.S. citizens. Removes Medicare’s existing post-hospitalization requirement and extends nursing home coverage beyond the existing 100-day limit.
Long-Term Care Assistance Act of 1988 (S. 2305)
Establishes LTC benefits under Medicare Part B to cover chronic home care services, respite, and nursing care for eligible individuals. Provides chronic home and community-based care to severely disabled individuals under the existing Medicare program, with deductibles and cost-sharing for those who are not low-income.